To follow are several links that you may found interesting and/or useful. Click on the underlined portion of the text to be transferred to the website of the company described.
DISCLAIMER: If you are going to visit one of the linked websites, Be advised that these websites are not operated by BIP Federal Credit Union and we are providing them as a courtesy to our member. Once choose you will be leaving BIPFCU.com and BIP Federal Credit Union is not responsible for the content, links and transactions for the website you’re about to visit.
A Smarter Choice is a website designed to explain the difference that the credit union movement is devoted to make in the community. Unlike banks, credit unions are not-for-profit and therefore able to often offer lower rates on loans and higher dividends on deposits; credit unions also often give back to the local communities in various ways. Learn more about the credit union movement!
Equifax is one of the three main credit bureau companies in the USA. This is the only credit bureau utilized by BIP FCU at the present time.
Annual Credit Report is the official government approved website where consumers can obtain a copy of their credit report from each of the three bureaus (Equifax, TransUnion, and Experian) absolutely for free and without affecting that person's credit score. The report(s) you will obtain through this website are easy to read and in depth; the report(s) will even list which accounts are negatively affecting your credit score so that you may take actions to improve your score. Feel free to seek BIP FCU help improving your credit score, this is a free offer to our members.
FICO is one of the credit score calculation modules created by the Fair Isaac Company. The link provided will direct you to very interesting and helpful information regarding how your credit score is calculated and how you can improve you score. You may have also heard of the Beacon score, this is the score utilized by Equifax and it is based on the same Fair Isaac model.
NCUA is the credit union equivalent of FDIC for banks. This government regulatory body performs exams on all credit union to ensure the financial safety and soundness of the business in order to protect all credit union members.